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Changed jobs and left a pension behind?

Unlock your pension from age 50

Have an occupational pension from a previous employer? You may be able to access retirement benefits from age 50, including a potential tax-free lump sum. We help you review your options with expert guidance from independent financial advisors.

Check My Pension Options How It Works

  • Excellent Trustpilot Rating

    41 reviews · Excellent 4.8

  • Over 2150 clients helped in Ireland

    through our adviser partners

  • Regulated Adviser Partners

    introductions to regulated financial advisers

  • Free Initial Assessment

    no obligation to proceed

Pension Advice Line introduces customers to regulated advisers. It does not provide regulated financial advice itself.

Have You Left a Pension Behind with a Previous Employer?

If you’ve changed jobs, you may have a workplace pension that you no longer pay into. Whether you want to explore potential access, review your retirement options or understand what happens next, we can help you get started.

You have left the employer

The pension relates to a job you have already left and no longer pay into.

You are 50 or over

Some schemes allow benefits from a previous employment to be taken from age 50.

It is an occupational scheme

Set up by a former employer, rather than linked to your current job.

Check My Pension Options

Explore the Possibilities for Your Old Workplace Pension

Your pension may offer more options than you realise. Understanding what’s available can help you make informed decisions about your retirement savings.

Potential Tax-Free Lump Sum

Depending on your pension type and circumstances, you may qualify for a tax-free retirement lump sum.

Greater Control

Explore ways to manage an old workplace pension and make decisions that suit your financial goals.

More Retirement Flexibility

Understand the retirement income and flexibility options that may be available to you.

Planning for Loved Ones

Find out how your pension arrangements could provide benefits for loved ones.

Eligibility, retirement options and tax treatment depend on individual circumstances, scheme rules and Revenue requirements.

Understanding Your Pension Options Is Simple

Our straightforward process helps you explore your options without unnecessary complexity.

  1. 1

    Tell Us About Your Pension

    Complete a short enquiry form with basic details about your previous workplace pension.

  2. 2

    We Review Your Enquiry

    We review the details you provide and discuss the next steps.

  3. 3

    Speak with a Qualified Adviser

    We introduce you to a regulated financial adviser in Ireland who can assess your circumstances and explain your options.

Start My Pension Assessment

Free initial assessment. No obligation to proceed.

Real People. Clear Pension Guidance.

We believe understanding your pension should be straightforward. Pension Advice Line helps people across Ireland explore old workplace pension options. Where regulated financial advice is needed, we can introduce you to an authorised financial adviser who can assess your individual circumstances.

pension-guide

Straightforward Guidance

Clear explanations without unnecessary financial jargon.

Professional Advice

Introductions to qualified advisers through our regulated adviser partners.

Transparent Process

Understand the next steps before deciding whether to proceed.

No-Obligation Assessment

Explore whether our introduction service can help, with no obligation to proceed.

Real contact details

Building 11-15, The Tara, Tara St, Dublin 2, D02 RY83 +353 (1) 691 7417 info@pensionadviceline.com

Learn More About Us

Why our clients choose us

Every pension is different and requires guidance from expert advisers in Ireland that are regulated by the Central Bank of Ireland.

  • Access Pension Early
  • Tax-Free Lump Sums
  • Pension Transfers
  • Retirement Income
  • Greater Control
  • Planning for Loved Ones
Explore Our Pension Services

Frequently Asked Questions

Here are answers to common questions about old workplace pensions.

Yes, many private-sector workplace pensions can be accessed from age 50, subject to the scheme rules and eligibility requirements. Our team can help you explore your options.

Yes, you may be eligible to take up to 25% of your pension as a tax-free lump sum, subject to Revenue limits and your pension arrangements.

The remaining funds can potentially stay invested in an Approved Retirement Fund (ARF), providing flexibility and control over your retirement savings. Other options may also be available.

Not necessarily. If you've left the employer associated with your old workplace pension, you may be eligible to access it from age 50, even if you're still working elsewhere.

Pension Advice Line is an introductory service. We connect you with qualified, regulated financial advisers who can review your pension and provide personalised advice.

Yes, your initial pension assessment is completely free, with no obligation to proceed. We'll help you understand your options and connect you with a qualified adviser.

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Still have a question?

Find Out What Your Pension Options
Could Be

Have an old workplace pension? Take the first step towards understanding your options with a free, no-obligation initial assessment.

Check My Pension Options
  • Free Initial Assessment
  • No Obligation to Proceed
  • Clear, Straightforward Guidance